151 Southgate Dr Georgetown, KY 40324 502-289-6878

Compare Costs Buy New Car vs. Used

Buying used can save you thousands upfront and over cycles of ownership, but buying new has other advantages.

While buying new cars is enticing, you should take a cold, hard look at how much you could save over time by buying used cars instead.

The average person owns 13 cars in a lifetime, each costing an average of $30,000, according to a report by the National Automobile Dealers Association. If each of those cars was 3 years old, instead of new, you could save nearly $130,000 during your lifetime.

The real money-saver in buying a used car is wrapped up in a sinister-sounding financial word: depreciation.

Car buying’s dirty little secret

Once you fully understand how car depreciation sucks money out of your wallet, you’ll learn how to save boatloads of cash over your lifetime. You often hear that a car loses 20% of its value as soon as you buy it. Yes, in just one minute, a $30,000 car will lose $6,000 as you gleefully drive off. By the end of the first year, mileage and wear and tear could bring that to 30%, or $9,000. Why don’t you feel this big hit? Because it takes effect much later, when you sell or trade in your car.

Take a look at two similar cars, one new and one used.

New-car depreciation: You buy the car for $30,000 and sell it three years later for $15,000. The car has cost you $15,000 in depreciation.

used-car depreciation: Now let’s say you buy the same car, but it's 3 years old when you buy it. You could buy the car for $15,000. Three years later you could sell it for $10,000. So the used car depreciation cost you only $5,000.

Now, if you’re paying attention, you would quickly say, “But driving a brand new car is much better!” You’re absolutely right. So, if driving a new car is worth an extra $10,000 to you, go for it. But don’t say we didn’t warn you.

Forget the old used-car stigmas

It used to be common for people to put down used cars by saying that it was just a way to buy someone else’s problems. That’s not true anymore. Here are two updates on old knocks against used cars of recent vintage.

Reliability: Cars have never been more dependable than they are today. It’s not uncommon for some cars to deliver more than 100,000 miles before needing major repairs.

Maintenance: All cars require regular maintenance such as oil changes, tire rotation, brake jobs. But you can drive today’s cars much farther in between these scheduled maintenance visits. Even tires and brake pads last much longer than before.

More used-car advantages

So it’s pretty clear that buying a used car is much cheaper and that cars in general are more dependable. But take a look at these other advantages:

Lower car insurance rates: When a vehicle is worth less, it costs less to insure it when you're buying collision and comprehensive coverage. You can also drop collision and comprehensive coverage, which pay for repairs to your car, and save even more.

Registry renewals are cheaper: The cost of registering a used car goes down every year.

Move up to a luxury car: Because you can save 30% or more, you can shop in a higher class of cars.

Less stress: Got a ding in the door? Who cares? But when it’s the first dent in your new car, it’s a huge bummer.

New-car advantages

While nearly everything about used cars costs less, buying a new car has its advantages.

New-car shopping is easier: All new cars are assumed to be perfect, so evaluating the condition isn’t a factor. No need to take it to a mechanic. Also, it’s easier to figure out what you should pay for a new car, even if the negotiation process is still a pain.

More used-car options: Automakers offer plenty of incentives to lure buyers, such as cash rebates. New car loans have better interest rates. This means you'll likely pay thousands of dollars less than the frightening sticker price once you negotiate a final price and apply the incentives.

Advanced technology: New features for comfort, performance and safety are introduced in new cars every year. You’ll need to wait several years to get them in used cars.

Peace of mind: A new car will likely be more reliable than a used one, even though pre-owned cars are much more dependable than in the past. If a new car breaks down, you can have it fixed for free under the included factory warranty, at least for the first 36,000 miles or three years that most carmakers offer.

Prestige: Let’s put it this way: You don’t hear many people bragging about the used car they just bought.

An exception to the rule

Not all cars depreciate at the same rate. Some brands are known for holding their value exceptionally well. When you add in possible new-car incentives and low-interest used-car, there are times when buying a new car doesn’t cost much more than buying a 1- or 2-year-old car.

You can find how much cars depreciate on several automotive websites, such as Kelley Blue Book’s 5-Year Cost to Own or Consumer Reports’ Cost of Vehicle Ownership.

What it means for you

Depreciation is a silent killer to your automotive budget. But by buying cars that hold their value, you can minimize the effects. If you’re still on the fence, use a car loan calculator to see how much less your monthly payment would be if you bought used instead of new.

Article Originally published on Nerdwallet.comBy Philip Reed

Car Maintenance Tips

Properly maintaining your car is key to keeping it in top condition. It can also help ensure your safety, the safety of your passengers and your fellow drivers. Here are some ways to help keep your car running smoothly.

The Car Maintenance Checklist

Consider adding these items to your vehicle maintenance "to do" list:

Inspect and Maintain Tires

Knowing how to maintain your car's tire pressure can help reduce wear on the tires and helps ensure you're getting good gas mileage. Checking your tire pressure includes finding the recommended pressure, checking the PSI and inflating or deflating your tires accordingly.

A flat tire is a hazard that can be dangerous to you and your car. There are several preventative steps you can take to help avoid a blowout, including rotating your tires every 5,000 to 10,000 miles and watching for tire recalls.

Change the Oil

Routinely checking and changing your car's oil is essential to keeping its engine in running condition. Check your oil each month and change it as directed in the car's owner's manual.

You can change your oil yourself or take it to a service center. If you choose to do it yourself, learn the necessary steps to drain the fluid, set the correct oil level and dispose of old oil.

You should also know which type of motor oil is best for your car, regardless of whether you change the oil yourself or take it to a service center. This generally means considering three things — the oil viscosity, whether to use synthetic versus non-synthetic oil and your car's mileage.

Check the Fluids

There are several fluids that should be kept at the appropriate levels to help keep your car running properly. According to Popular Mechanics, you or your mechanic should check:

  • Engine oil
  • Coolant
  • Power steering fluid
  • Brake fluid
  • Transmission fluid
A leak with any of these fluids can affect the way your car drives. If you spot a leak, you may be able to identify the fluid by its color. This can help you and your mechanic determine where the leak is coming from. It can also help speed up the repair process.

Test the Lights

A broken or burnt-out bulb is a safety hazard and might get you a ticket. Learn how to thoroughly inspect each bulb on your car. If a bulb is out, take your car to an expert to determine whether it's the bulb or the fuse that needs replacing.

Headlights are key safety lights on your car. Consider taking a few extra steps to help keep them shining bright, such as cleaning the lenses and replacing bulbs as they start to dim.

Replace Windshield Wipers

If your wipers aren't working like they used to, don't let the problem linger. Damaged or worn out blades can reduce visibility during a heavy rain or a snowstorm. Knowing how to inspect your wiper blades regularly and replace them when necessary is one way to help keep your car safe.

Change Your Engine Air Filter

A dirty engine air filter can allow dirt and other particulates into your car's engine and reduce its efficiency. Inspect your car's air filter once a year and replace it as needed.

Regular Checkups

Some routine car care tasks can be done at home, but others require trained technicians. Take your car to a technician if the check engine light comes on. Trained technicians can diagnose the problem through the car's on-board diagnostics (OBD-II) port.

A qualified repair shop will also be able to inspect and replace other core components like the alternator and the wheel bearings. Scheduling regular tune-ups will help ensure that your car gets other maintenance items repaired as well.

Have Your Brakes Checked

Your car's brake pads also require regular inspection. While driving, listen for any brake noise and pay attention to shuddering or vibrating from the brake pedal. If any concerns arise, consult a service center as soon as possible

Wash Your Car

Your car is subjected to all sorts of elements, from road salt and ice melt in the winter to tree sap and bird droppings in the summer. Some of these hazards are not only unsightly but can cause damage to paint and the undercarriage, according to AccuWeather.

Keeping your car clean may help prevent long-term damage. Find the car washing method that works for you and regularly wash your car.

Check Belts and Hoses

Keeping your car's belts and hoses in good shape can help keep your car running and may help you avoid a breakdown on the road. For example, if your serpentine belt breaks while you're driving, it may cause many of your car's systems to fail.

Having your belts and hoses checked at every oil change will help ensure that they're in good condition and don't need replacing.

Review Your Car Insurance

Just like regular car checkups, it's a good idea to review your car insurance policy from time to time. This can help ensure your policy's coverages, limits and deductibles are up-to-date and suitable for your current situation.

Keeping your car in good shape can help keep you and your passengers safe. And remember, if you're ever unsure about how to inspect or replace a car part, be sure to contact a local mechanic for help.

Article Originally published allstate.com

How To Avoid Door Dings

If you ask drivers to reveal their biggest pet peeve, many would grumble about the time(s) they’ve come back from an outing only to find that their car has been dinged, scratched, dented, or otherwise damaged by someone else’s car door, or runaway shopping cart. Time honored sage advice, park in an end spot, if available. It’s one less car door to worry about.

Other helpful tips include:

Park as far away from other cars as you can

It’s a little less convenient, but the more space around your car, the better. Bonus: you’ll get in some extra steps.

Ensure that you are parked within the lines of your parking space, and avoid parking near vehicles that are not parked correctly.

Open your door slowly

Maintain your situational awareness to avoid swinging your door into curbs, other vehicles, rails, and even walls.

Use covered parking

If you have a garage, take advantage of this protection from the elements. Hail can be very damaging and costly if it pockmarks your vehicle.

Cover your vehicle

Not everyone has a garage in which to park their car. A high-quality vehicle cover is a great way to block notorious door dingers, such as basketballs and swinging car doors.

The occasional door ding might be inevitable, and being mindful of your vehicle’s surroundings may lessen the chances of this disheartening discovery.

Article Originally published geico.com

SUV

At Patriot Automotive LLC in Georgetown, KY, we can educate you about the unique benefits of both front-wheel and rear-wheel drive vehicles. Our knowledge can help you select the perfect car or truck for your needs and budget.

A solid axle RWD car will stand up to rough driving better than a FWD car. Since the weight of the engine and transmission is balanced throughout a RWD car, it will often handle better and accelerate without the torque steer that some FWD experience because of the steering and propulsion being performed only by the front wheels. Because of the distributed weight, RWD cars struggle in wet conditions and can be dangerous in the snow.

We'll take the time to answer any questions you have about the vehicles we have at our dealership. To find out more, visit us today.


Should You Go with an SUV? When you're looking for a new vehicle, there's a lot to consider. Beyond the aesthetics and entertainment features inside, it's important to think about your lifestyle and driving habits. SUVs are a great option for drivers in Georgetown. They offer many benefits that cars simply can't. We want you to choose the best vehicle for your needs, so here are a few reasons why an SUV may be the choice for you.


One of the biggest advantages of an SUV is its size. A larger body lends itself to a roomy interior. There's plenty of space to carry the entire family plus cargo. In addition to more passenger room, the sheer size of an SUV makes it safer on the road. The sturdy build is more likely to keep you protected in a collision, especially if the accident involves a vehicle that's smaller.

Stop by Patriot Automotive LLC today if you want to learn more. We'll show you around our showroom and put you behind the wheel of an SUV for a test drive.

Why Buy a Hatchback

The hatchback firsy appeared in the 1980s. The Chevy Chevette, though few remember it now, personified the genre. This type of car still exists today and can be found in many smaller foreign cars. If you are a determined used car shopper, you can still find one. Someone who is not looking for hatchback may wonder why they should buy one. The primary reason to be a hatchback is that hatchbacks are more fuel efficient than their trunked counterparts. The second reason is that they still provide some storage space. If you have a family, you know how important it is to have some space for groceries is. Hungry children are not interested in hearing excuses about how small the family car is. Your child quickly points out that you should buy a new car in such situations. You probably know that there is another reason to buy a hatchback. It may not be a welcome reminder, but hatchbacks are cheaper than their fully-trunked counterparts. Many models make good starter cars for a family. How to Make Tailgating Fun and Safe

To many football fans, tailgating is the most exciting part. They get to watch their favorite teams and have a cookout with their family and friends. Having a good time and being safe are always utmost on everyone’s mind. Stop at Patriot Automotive LLC and let us offer you some tips and show you our great selection of vehicle and tailgating supplies.

Tailgating isn’t tailgating without a great selection of food. Make sure your food is as fresh as possible and your cooler is large enough to hold the food and beverages and filled with fresh ice. Make sure your bring essential supplies like extra clothes and a first aid kit.

Whether you’re planning on using your own vehicle or would like to tailgate with a new vehicle, stop and see us at our Georgetown, KY dealership. We have a great selection on hand and would love to set you up for a test drive.

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